• Risk management advice
  • Up to £10m liability cover
  • Cover for abuse
Care Home Insurance

Care Home Insurance

Protect the well-being of residents, staff, and the facility itself with our comprehensive cover against risks such as property damage, liability issues, and unforeseen events.

  • Comprehensive medical malpractice cover
  • Cover for adult and children's care facilities
  • Cover for nurses previously provided by RCN
Speak to us:  01603 218000

The care sector is one of the most controlled and regulated industries within the UK. Care home insurance is extremely specialist and it is important to get your cover right.

We are here to guide you through the complex requirements and create a product that is suitable for your care home business.

The Alan Boswell Group Difference

At Alan Boswell Group our care home insurance experts will provide you with a range of reliable and competitive insurance services.

We understand the care sector and the risks you are exposed to and have teamed up with some of the UK’s leading care home insurance specialists to bring you an unbeatable package.

Care Home Insurance

How our customers rate us

Excellent service, very nice people - look forward to meeting them again.

Mr Caldecott - Commercial Insurance

Care home insurance in detail

Care home insurance provides a number of covers whether you provide domiciliary or residential care:

Public liability

Cover for damage or injury to a third-party resulting from your business activities e.g. visitor slips on wet floor.

Medical malpractice

Liability specifically for the medical profession providing cover in the event of an injury or illness arising from medical negligence e.g. misdiagnosis of symptoms.

Business interruption

Cover for loss of profits/income for a period following a loss.

Property damage

Cover for damage to property: contents, premises, equipment etc.

Engineering inspection

Statutory inspection of relevant items, e.g. hoists.

Cyber liability

Costs associated with breach of client data.

Professional liability

Cover for professional liability, e.g administering wrong drugs.

Trustees liability/Directors' & Officers'

Cover for compensation costs against the business for action by either trustees and/or directors and senior managers of the company.

Legal expenses

Legal expenses cover for costs incurred for legal disputes relating to your business; health and safety prosecutions, contractual disputes, tax investigation etc.

Employers' liability

Cover for injury to employees caused by employers negligence e.g. care worker hurts back while incorrectly lifting patient when no correct training in place.

Care insurance is an incredibly specialist area of insurance and it is key to have the correct insurances in place covering your business activities. There is a fine line between public liability, medical malpractice, and professional liability. Making sure you meet the requirements of the Care Quality Commission and other authorities is becoming an ever-increasing part of running a care home, and having the right insurance can easily drop down your list of priorities. Our experts will be able to guide you through which covers are applicable for you.

FAQs

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or want to talk it through over the phone, we're here to help.

Speak to us:  01603 218000
Jon Preston

Account Executive

Telephone

01603 218094