Can I pay by instalments?

Yes, we provide the ability to pay by instalments.

Will I have to deal direct with an insurance company in the event of a claim?

No, we will manage the claim on your behalf.

Is my trailer covered under haulage insurance?

Most policies will cover your trailer up to a certain limit, but it is important to check this limit and whether cover is extended to include cover while detached, as it will differ between insurance companies.

Is haulage insurance and courier insurance the same?

No, each type of insurance represents a different type of risk. Hauliers generally undertake pre-planned trips over long distances with one or two destinations, whereas couriers can be visiting multiple addresses that are not pre-planned. It is important to choose the right insurance, as selecting the wrong insurance could invalidate your claim.

Are there any restrictions to the number of drivers I can have?

No, the risk will be rated accordingly based on the number of drivers, their experience, and any claims/convictions. To keep pricing as competitive as possible, it makes sense to restrict the number of drivers as much as possible.

Is haulage insurance only for businesses that have a fleet of vehicles?

If you carry other people’s goods for hire and reward (payment), then road haulage insurance is available regardless of how many vehicles you operate.

Road Haulage Insurance | Courier Insurance

Name: Road Haulage Insurance
Brand: Alan Boswell Group
Rating: 4.9 (1420 reviews)

Road Haulage Insurance

Insurance designed for freight transportation ensures financial protection for cargo carriers against potential losses and damages during transit.

Cover available for UK and continental use

Rebates available for risk management

Interest-free instalments available

If your business involves transporting goods you will require road haulage insurance or courier insurance. The cover can include damage and injury to third parties, damage to own vehicle(s), loss or damage of goods and is available for both UK and continental haulage.

Not only will you need the right products, but you will also need a robust claims proposition to ensure limited disruption in the event of a claim.

There are a wide variety of options to consider when taking out road haulage insurance and it is important that you seek professional advice when choosing insurance cover.

The Alan Boswell Group Difference

With more than 40 years’ experience in the logistics industry, we understand the pressure contract conditions and regulations can place on your business. Our dedicated haulage experts provide you with a single point of contact and have experience managing a variety of haulage clients, ranging from owner-operators to fleets in excess of 100 vehicles.

Cover will be built around your business needs while providing competitive pricing. In this industry claims are inevitable. Alan Boswell Group has an incredibly experienced claims team that will provide hands-on support in the event of a claim.

How our customers rate us

Pleasant, polite and quick. Not left hanging around for a callback.

Mr Bristow, Commercial Vehicle Insurance

4.9/5 1420 reviews

Road haulage insurance in detail

There are a multitude of covers available and it is important the right covers are chosen to reflect your business risk. Our advisers will work with you to understand your business and guide you through the process of choosing the most appropriate insurance products. We have strong relationships with a number of specialist insurers and have access to the most appropriate cover, enabling us to tailor a package to your needs:

Third-party liability

Damage or injury to a third-party.

Goods in transit

Cover for customers' goods in transit.

Warehousing and storage

Cover for goods while in warehousing or storage.

Windscreen cover

Cover for repair or replacement to damaged glass.

Overseas cover

Cover to extend insurance overseas.

Motor legal expenses

Legal expenses cover specifically for motor claims e.g. defence costs.

Directors' and Officers' insurance

Defends employees and directors for allegations of wrongful acts.

Commercial legal expenses

Covers a variety of legal issues including employment and property disputes.

Hauliers liability

Cover for injury to employees or members of the public.

Each haulage risk is completely different and insurance companies will price a risk accordingly. Your attitude to risk is vitally important and insurance companies will look for you to demonstrate the factors you are putting in place to reduce the risk of claims e.g. driver handbook, driver training, cameras, telematics, licence checks etc.

Our advisers will work with you to improve (where possible) your risk management. In some instances we will be able to source funding from insurance companies to support some initiatives.

In-house risk management services

Insurance and risk management under one roof. Risk management enhances safety, reduces operational costs, and increases reliability, ensuring timely deliveries and maintaining a strong reputation in the logistics industry.

Risk management services