A range of resources and articles to help you understand some of the common and complex subjects related to your finances. These cover topics from investment strategies and retirement planning to incentive planning and pensions.
When faced with a major financial decision, a financial adviser can help you make the most of your finances. But, with so many out there, how do you know where to start? Senior Financial Planner, Richard Escott, explains how to choose a financial adviser that’s right for you.
Cashflow modelling: what is it, and how can it help you?
When planning for your long-term financial future, you should consider using cashflow modelling to help keep you on track to meet your goals.
We all feel the effects of rising inflation as it eats away at our income, savings, and purchasing power. But how is inflation calculated, and how do the RPI and CPI indices affect our personal finances?
Lifetime ISAs: What are they, how do they work, and are they for you?
If you’re considering saving for your first home or looking further ahead to when you retire, a LISA might be for you.
Saving money is essential for financial success in the future, but it isn’t always as simple as just putting money away for a rainy day. In this guide, we cover the types of savings accounts and what you should consider when making your decision.
Businesses and individuals all across the country are taking steps to make more sustainable and environmentally friendly choices. In this guide, we look at how ESG investing works and how you can incorporate ESG into your wealth management strategy
Understanding jargon-filled investment advice can be tricky. To help you decipher investment-related terms, we’ve put together this glossary so that you can make better-informed decisions.
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Children’s pensions enable parents, grandparents, and guardians to contribute towards the financial security of the next generation. Here’s how a child’s pension works, the pros and cons, and how much it could be worth.
What is a SIPP, and is it the best option for you to plan for your retirement? Managing your own pension has become increasingly popular in recent years, but you need to have the confidence and time to do so.
Salary sacrifice schemes operate in the same way as other workplace pensions whereby both you and your employee contribute to their pension fund. All of their pension contributions will be made by you and classed as ‘employer contributions’. Salary sacrifice is also sometimes known as ‘salary exchange’.
Pension consolidation can make it easier to manage various pension pots but there are drawbacks too. We set out the pros and cons of consolidating your pensions and how you can decide whether it’s right for you.
The State Pension: how it works and how you qualify for it.
The rules around the State Pension change from time to time, so make sure you know what to expect when you retire and what options you have.
Personal pensions: how to keep on top of your retirement savings.
If you’re putting money aside for your retirement, it’s important you know how much you’re likely to receive and how to adapt your savings habits to meet your goals.
If you’re several decades away from retirement, thinking about your pension might be low on your list of priorities – but the sooner you start, the more likely you are to afford the lifestyle you want in retirement.
It’s more important than ever to protect yourself against scams and fraud. In this article, we guide you through some of the most common ways criminals try to steal your money, give you tips on how to spot potential scams and fraud, and help you to protect your finances and pensions.
