Landlord Advice and Guidance
Whether you’re a commercial or private landlord, you need more than just insurance cover to succeed. Find essential information, tips, and advice on property management, buy-to-let and holiday lettings, compliance, and more.
Featured
Top tips for landlords to help tenants during the cost of living crisis
With the average UK household predicted to spend 54% of their post-tax income on rent and household bills by the end of 2022, it’s clear that the pressure on landlords and tenants financials is set to increase. To help ease the financial pressure, we’ve put together our top tips for landlords to help tenants amid the cost-of-living crisis.
Insurance
Landlord insurance: a beginner's guide
Landlord insurance: where do you start, and what do you look out for? It can feel like you’re navigating a minefield when it comes to taking out landlord insurance, our guide can help you find the level of cover that’ll give you peace of mind.
The importance of rental insurance
Learn why rent guarantee insurance is a vital consideration for all landlords and how it can help you when your tenants are not paying their rent.
What type of landlord insurance do I need?
We look at the many types of landlord insurance available to help property owners get the correct insurance they need.
Do I need landlord insurance?
From buy-to-let portfolio owners to people renting out a room in their home, different kinds of landlords need different types of landlord insurance. In this article we look at some of the common questions that arise when considering landlord insurance.
Insurance for different rental property types
Multiple properties insurance: a brief guide
Do you have a portfolio of residential or commercial properties – or both? If so, you may be considering multi-property insurance. Our guide talks you through the different types of cover available to you.
Do I need landlord insurance for a flat?
Do you need landlord insurance? If you rent out a flat, you will have wondered if you need landlord insurance. We explore your responsibilities and the types of insurance for flats.
What is HMO insurance? | The ultimate guide to HMOs
Whether you’re new to the HMO market or a seasoned pro, our comprehensive guide will help you manage your property as effectively as possible.
Commercial landlord
Commercial property landlords have additional considerations to bear in mind. Read useful resources here – from expert insights to tips and advice to help you protect your property investment.
Landlord income and taxation
Guide to landlord risks | The cost of being a landlord
Becoming a landlord: what are the risks, and how can you avoid them? There’s a lot to think about when you become a landlord, but understanding what you need to do and how to avoid some of the common pitfalls makes the process easier.
How to work out rental yield
Use our rental yield calculator to work out the value of your property investment, plus how to work it out manually, why it matters, and what is a good rental yield?
How much tax do I need to pay on rental income?
Tax on rental income can be complex to navigate. To ensure you don’t get caught out, here’s what you need to consider when paying tax on your rental income.
Landlord tax guide
Tax can be a complicated subject for landlords, such as income tax, stamp duty, capital gains tax, corporation tax, and landlord tax relief. We've teamed up with Norwich Accountancy Services to provide some detail on tax for landlords.
Buy-to-let and holiday lettings
Guide to buying and renting out a holiday let
If you’re considering buying and renting out a holiday home there’s plenty to think about. In this comprehensive guide we’ll explore every aspect to buying a holiday home and successfully renting it out.
The landlord's guide to buy-to-let
Are you thinking of becoming a buy-to-let landlord? Or recently purchased a property you plan on letting out? If so, our buy-to-let guide for landlords helps you make the best of your new investment.
A-Z of buy-to-let insurance
Struggling to decipher all the insurance jargon that comes with your first buy-to-let property? Our guide will help you make sense of your options
Key landlord legislation
Housing Act 1988 and how it impacts you
Find out how the Housing Act 1988 defined property rights and what that means for landlords right now.
What is a no-fault eviction? A guide for landlords
The Government are set to abolish Section 21 ‘no-fault evictions’ in the coming months. We take a look at what this means for landlords, and the grounds they can still use to evict.
The documents you need as a landlord
In this article, we’ve created an up-to-date landlord documents checklist to help you make sure you’ve got all of your paperwork covered.
What is Section 11 under the Landlord and Tenant Act 1985?
In this guide we’ll explore the implications of section 11 of the Landlord and Tenant Act 1985 for both tenants and landlords.
A guide to the Tenant Fees Act 2019
Since the Tenant Fees Act was passed in 2019, the fees charged by landlords and lettings agents have been severely restricted. In this guide, we show you which fees are still allowed – and which can put you on the wrong side of the law.
Legal considerations for landlords
Landlord’s guide to government deposit schemes
When a landlord takes a tenant’s deposit, the money must be protected in one of the government-backed deposit schemes. We explain how these schemes work and what your obligations are.
Guide to the different types of tenancy agreements
We break down the different tenancy agreements available for property owners within the UK and explain the purpose behind them
A guide to understanding landlord harassment
Landlord harassment is essentially anything a landlord does that prevents tenants from living peacefully in their homes. Examples of landlord harassment in the UK vary widely but includes incidents such as changing the locks without tenants’ knowledge.
Landlord's guide to notice of abandonment
If a tenant disappears midway through a tenancy agreement, what can you do? It’s important to know what your rights and responsibilities are as a landlord if you find that one of your tenants has abandoned a property.
What is the 90-day rule in property?
What is London’s 90-day rule for short-stay property rentals, and what does it mean for landlords?
Guide to live-in landlords
If you rent out a room or part of your home to a tenant or lodger, while also living there yourself, you’re classed as a ‘live-in’ or ‘resident’ landlord. Taking on a lodger, or tenant, can earn you some extra money, but it pays to be aware of the procedures you need to follow, and the rights and responsibilities of both parties.
Guide to serviced accommodation
What is serviced accommodation, and is it a good investment for landlords? We look at the pros and cons and what insurance is required.
Letting agent fees for landlords
Landlords can use letting agents for everything from finding tenants to fully managing a property portfolio. But what are the costs involved, and are they worth it?
Landlord's guide to renting to tenants with pets
The proposed new legislation makes it likely that most landlords will no longer be able to refuse tenancies to pet owners. Read our landlord's guide to private renting to tenants with pets.
Property maintenance
Damp and mould in rental property
Damp and mould can cause serious issues. Here, we take a look at the causes of damp and the responsibilities tenants and landlords both have in resolving the problem.
End of tenancy cleaning - a guide for landlords
End of tenancy cleaning causes more disputes between landlords and tenants than any other single issue. We've put together this guide to cover everything both landlords and tenants need to know to make sure the end of tenancy cleaning process is as smooth as possible.
A landlord’s guide to property inspections
House and property inspections play a vital role in making sure your property is being maintained. To help you arrange a house inspection and clarify your landlord rights and responsibilities, here’s what to consider.
Essential guide to the best property inventory list
To help you prepare and implement an effective report, here’s our essential guide on how to create the best property inventory.
Guide to reducing and insuring against malicious damage
Police forces in England and Wales currently investigate over a quarter of a million cases of criminal damage to property every year. If you are a landlord, it’s more important than ever to have the right malicious damage insure to cover your rental properties.
Landlord responsibilities: guide to fixtures and fittings
Fixture or fitting? When you’re a landlord, it pays to know the difference between the two. In this article, we look at the difference between fixtures and fittings, what landlords are responsible for and the best insurance for both.
Rights and responsibilities
As a landlord, you face the challenge of multiple responsibilities, many of which are legally binding. Stay up to date with your rights and responsibilities as a landlord.
Tenants
As a landlord, it’s vital to be aware of your rights as well as your tenant's, helping you find the best way to manage tenant-landlord relations. Explore our resources about tenants below.
Finding good tenants | A landlord's guide
Every landlord wants to find good tenants for their buy-to-let properties. In this article, we share our tips and tricks for attracting responsible and pleasant tenants – and avoiding those ‘tenants from hell’.
How do you evict a tenant?
It can be tough when a tenancy doesn’t work out. Our guide explains how to regain possession legally and fairly, making sure tenants are notified correctly.
A guide to landlord right of entry
In our guide navigate through the various legislations ensures both landlords and tenants rights are respected.
Landlords: A guide to DSS tenants
A DSS tenant is someone who pays their rent with housing benefit. The term DSS is still used even though the DSS no longer exists as an organisation.
A landlords guide to sitting tenants
Sitting tenants can complicate a sale, but that doesn’t always have to be the case. We explore how sitting tenants can affect your property and what you can do to make the sale process as smooth as possible.
A landlord's guide to subletting
If tenants sublet your property with or without your permission, it can have implications for your investment, your mortgage and your insurance. In this article, we explain how subletting works, and what you can do to make sure you’re covered.
How can insurance help landlords protect their property from bad tenants?
How does a landlord evict troublesome tenants? Or better still, how does a landlord avoid troublesome tenants? Have a read of our guide to find out more.
How to identify and manage problems with tenants
Troublesome tenants are a landlord’s worst nightmare. We look at ways of avoiding bad tenants, spotting the signs that things are going wrong, and how to deal with common issues.
More landlord resources and guides
Your essential landlord checklist
As a property owner you will have far more work to do than many people realise. We've put together an essential landlord checklist to make sure you've got things covered
Why you should join a Landlords Association
Keeping up with frequent legislative amendments, as well as large scale regulation reform, can seem like a never-ending task; Find all the benefits of joining a landlord association.
Landlord's guide to rent to rent
Rent-to-rent: is it the right option for you? It’s a way of becoming a landlord without the need for an upfront investment, but make sure you know what to expect from such a scheme.
Advice for accidental landlords
Have you become an accidental landlord? Our guide gives you everything you need to navigate your way through the realities of becoming a landlord.