Name: Boat Insurance
Brand: Alan Boswell Group
Rating: 4.9 (1420 reviews)

Boat Insurance

Comprehensive protection against damage and loss, as well as liability cover to safeguard you from potential legal claims arising from accidents or injuries.

Multi-vessel discount

Transit risk

£5m in third-party liability

Whether you own a yacht, motorboat, sailboat, or a small boat for occasional use, such as on the Broads, we can help you secure a policy that suits you and your requirements.

We understand that each vessel and owner is unique. We offer advice on the types of cover available that fit your requirements, explaining their implications without burdening you with unnecessary extras.

Our policies provide comprehensive protection against damages and losses, as well as liability cover to safeguard you from potential legal claims arising from accidents or injuries. For owners who rent out their boats, we offer policies that include cover for both passengers and renters, providing an added layer of security. Talk to us today to get your boat insurance quote.

The Alan Boswell Group Difference

We are specialists in providing bespoke insurance with a personal service. We cater for a wide range of boat types from yachts to motorboats, sailboats, dinghies, or a classic boat, ensuring we meet your precise requirements.

Whether you own a Ferretti Gulfstar, Solaris, or a New England Bass Boat, we can help you when it comes to selecting the ideal policy for you and your beloved boat(s).

Boat insurance adviser at Alan Boswell Group

How our customers rate us

I felt the service I received was genuine, warm, friendly and knowledgeable.

Mr Wilkinson - Boat Insurance

4.9/5 1420 reviews

Boat insurance in detail

Benefits of our boat insurance:

Generous no claims bonus

Protected discount can be built up over five years at up to 25% discount.

Racing cover

Automatically included for all sailing boats (so you can compete in the annual regatta without fear of being uninsured).

Multi-vessel discounts

Available for two or more boats. Up to 20% discount available depending on the number of boats insured on the scheme.

Repair clause

Policy will pay up to 125% of the hull sum insured for repairs (to recognise that older motorboats are often more expensive to repair than simply buying a replacement).

Fixed policy excess

The amount you pay is not a percentage of the loss, unlike some policies. Our standard excesses range from £75 to £250. No excess is payable if your boat is damaged while moored in a marina berth.

Keen pricing

We offer what online quote engines can't. By discussing your requirements with us over the phone or via email, we can obtain competitive cover tailored to your risks.

Simple to buy

We remove onerous survey requirements and replace it with a simple condition report, including the option to self-certify (just because a boat is 50 years old it doesn't mean it's falling to bits!). For boats over 25 years of age and 26ft or over, a self-certificate survey and two photos are required. We rarely need an independent condition report, but there will be the odd occasion the insurer asks for one.

Policy details

Your insurance needs will vary depending on the boat you own, but can include:

Loss or damage

To the vessel, gear and equipment.

Legal liability for claims made by third parties

Including passengers and guests on-board, or when embarking or disembarking the vessel.

Transit risk

Within Europe. If the boat is on a trailer and is written off you are covered (bruising, denting, and scratching is excluded).

Loss of gear and equipment from the exterior

Cover for your motorboat following a forcible theft.

Personal accident cover and medical expenses

For the owner and guests.

Salvage charges and liability

Following a sinking of your motorboat this cover is for the cost of raising or the removal of the wreckage.

Outboard motor cover

In case of dropping off and falling overboard.

Alan Boswell Group work with Navigators & General.

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us: 01603 649650

Boat Insurance

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Contact details

The Alan Boswell Group Difference

How our customers rate us