Name: Dinghy Insurance
Brand: Alan Boswell Group
Rating: 4.9 (1420 reviews)

Dinghy Insurance

Insurance designed for sailors, fishermen, recreational boaters, water sports enthusiasts, lifeguards, researchers, tour operators, and others, catering across a range of water-related activities and purposes.

Transit risk

£5m in third-party liability

25% discount after five years

Multi-vessel discount

Unique cover options are available to suit your needs.

Purchase dinghy insurance cover for your beloved boat and hit the water knowing you have the right cover in place. Our cover can offer you a range of benefits such as, 25% discount after five years and your no claims bonus is automatically protected.

The Alan Boswell Group Difference

We like to think of ourselves as boat enthusiasts.

We are specialists in providing bespoke insurance tailored to meet your precise requirements and that’s no different when it come to your dinghy. Whether your preference is a Standard Dinghy, High-Buoyancy, Norwegian Pram, Dories, or a Whitehall Rowboat, we can assist you in selecting the ideal insurance policy for you and your boat.

How our customers rate us

I felt the service I received was genuine, warm, friendly and knowledgeable.

Mr Wilkinson - Boat Insurance

4.9/5 1420 reviews

Dinghy insurance in detail

Benefits of our dinghy insurance

Simple to buy

We remove onerous survey requirements and replace it with a simple condition report, including the option to self-certify (just because a boat is 50 years old it doesn't mean it's falling to bits!). For boats over 25 years of age and 26ft or over, a self-certificate survey and two photos are required. We rarely need an independent condition report, but there will be the odd occasion the insurer asks for one.

Generous no claims bonus

Protected discount can be built up over five years at up to 25% discount.

Multi-vessel discounts

Available for two or more boats. Up to 20% discount available depending on the number of boats insured on the scheme.

Repair clause

Policy will pay up to 125% of the hull sum insured for repairs (to recognise that older motorboats are often more expensive to repair than simply buying a replacement).

Racing cover

Automatically included for all sailing boats (so you can compete in the annual regatta without fear of being uninsured).

Fixed policy excess

The amount you pay is not a percentage of the loss. No excess is payable if your motorboat is damaged whilst moored in a marina berth.

Keen pricing

We offer what online quote engines can't. By discussing your motorboat with us over the phone or via email, we can obtain competitive cover tailored to your requirements.

Policy details

Your insurance needs will vary depending on what you sail and where, but can include:

Loss or damage

To the vessel, gear, and equipment.

Legal liability for claims made by third parties

Including passengers and guests on-board, or when embarking or disembarking the vessel.

Transit risk

Within Europe. If the boat is on a trailer and is written off you are covered (bruising, denting, and scratching is excluded)

Loss of gear and equipment from the exterior

Cover for your boat following a forcible theft.

Personal accident cover and medical expenses

For the owner and guests.

Outboard motor cover

In case of dropping off and falling overboard.

Salvage charges and liability

Following a sinking of your boat this cover is for the cost of raising or the removal of wreckage.

Alan Boswell Group work with Navigators & General.

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us: 01603 649650

Dinghy Insurance

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Contact details

The Alan Boswell Group Difference

How our customers rate us