Can I extend my renovation insurance policy?

Yes you can, although at the outset it makes sense to overestimate the time involved as the pricing to extend is based on short-term policies.

Does house renovation insurance cover contents?

You can add contents cover for any general items that are left in the property while work is being undertaken, such as furniture etc. However, if there is significant work being done to the property it is likely to create a lot of dust and dirt and, therefore, you may want to think about moving your valuables to storage for the duration.

Can I insure an unsecure property?

No, the property must be wind and watertight and able to be kept secure. If the property is lacking windows for example, it can only be insured once the property has had these installed. Theft through negligence, i.e. the property being left unsecure, is also not covered under this policy.

Can I insure a commercial property undergoing renovation?

Commercial properties undergoing renovation cannot be insured under a home renovation insurance policy. For more information, please see our unoccupied commercial property insurance .

Am I covered for alternative accommodation if the property is damaged during the renovation?

If you have a home insurance policy with renovations cover then you will be able to make a claim for alternative accommodation. However, an unoccupied property policy with renovations cover will not cover you for alternative accommodation.

How much does property renovation insurance cost?

Each policy is competitively priced and specifically tailored to the individual property. Price can vary depending on; the duration of the policy, the scale of the works, whether the property will be unoccupied, and other contributing risk factors. Please contact us for a quote.

Do I need to take out public or employers' liability insurance in conjunction with renovation insurance?

Public liability insurance is included within the renovations policy. This indemnifies the owner for any amounts they become legally liable to pay for damages for bodily injury or damage to property caused by an accident happening in or on the property. Employers’ liability insurance is not included in our renovation insurance policy, any contractors you use should have this cover themselves.

Am I covered for loss due to delays or through contractors going out of business?

No, this is not included in our home renovations insurance.

Home Renovation Insurance | Alan Boswell Group

Name: Home Renovation Insurance
Brand: Alan Boswell Group
Rating: 4.9 (1420 reviews)

Home Renovation Insurance

Embark on your project with confidence, knowing that our specialised home renovation insurance offers tailored protection so you can transform your space worry-free.

Cover for a wide range of perils

Property owners’ liability up to £2million

Policies from one to 12 months available

If your property is being renovated it’s important to ensure your home is adequately covered under a home renovation insurance policy, whether you remain living there or if you have temporarily moved out. Standard home insurance will not provide cover for a property left empty for over 30 days in a year or undergoing building works.

The Alan Boswell Group Difference

Having dealt with a variety of insurance requirements over a number of years, we appreciate that not all risks are standard. As an independent insurance broker, we aren't tied to any specific insurer, enabling us to select from a range of products suitable for your needs. We work closely with insurers and have access to options many of our competitors do not.

How our customers rate us

They were very helpful in setting up renovation insurance on a ‘Project House’ that my wife and I have just bought. We’ve never done a substantial renovation on a house before, and their experience was reassuring.

David - Specialist Property Insurance

4.9/5 1420 reviews

Home renovation insurance in detail

Non-standard risks can vary significantly and it is important you have the appropriate covers.

Property owners' liability

Cover up to the value of £2million for costs or damages to a third-party for injury or damage on or relating to your property.

Wide perils

Cover for damage caused by; fire, storm, flood, escape of water, subsidence, heave, and landslip.

Theft

Policies include theft or attempted theft through forcible entry, including malicious damage.

Policies are flexible and built to suit the needs of your renovation project, including:

Extendable beyond the original term.
Cover for buildings of non-standard construction.
Existing structure and new works undertaken.
Value of works up to £500,000.

FAQs

Get in contact

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us: 01603 216399

Hannah Legg

Insurance Adviser

Telephone

Insurance Adviser

hlegg@alanboswell.com

Darren Brignell

Account Handler

Telephone

01223 445476

darrenb@alanboswell.com

Clare Waring

Manager - Personal Lines

Telephone

01603 649352

cwaring@alanboswell.com

Home Renovation Insurance

Thank you for your enquiry, we will be in touch shortly.

Contact details

The Alan Boswell Group Difference

How our customers rate us