Unoccupied Property Insurance

Unoccupied Property Insurance

Secure peace of mind with our comprehensive unoccupied property insurance, providing reliable cover to safeguard your investment and protect against unforeseen risks.

  • Cover for property damage
  • Property owners' liability
  • Policy excesses of only £250
Speak to us:  01603 216399

Unoccupied property insurance for residential property owners or landlords. A specific policy can be used when a property is not occupied. While some standard household policies offer minimal protection, most will not provide the level of cover required.

The Alan Boswell Group Difference

Having dealt with a variety of insurance requirements over a number of years, we appreciate that not all risks are standard. As an independent insurance broker we are not tied to any specific insurer, enabling us to select from a range of products suitable for your needs. We work closely with insurers and have access to options many of our competitors do not.

Unoccupied property insurance adviser

How our customers rate us

Excellent advice in understanding my requirements. I have no hesitation in recommending. Keep up the good work!

Mr & Mrs Slater - Specialist Property Insurance

Unoccupied property insurance in detail

Non-standard risks can vary significantly and it is important you have the appropriate covers:

Property damage

Cover for property damage, including damage caused by: fire, flood, storm, escape of water, subsidence.

Contents insurance

Cover for damage or theft of contents within your property.

Property owners' liability

This covers costs or damages awarded to a third-party for injury or damage sustained on, or related to, your property e.g. postman slips over on an unsafe path on your property.

Unoccupied properties will be required to be visited once every 30 days.
Heating must be on from 1st October to 31st March or the heating system must be drained for unoccupied properties.

This cover provides high levels of flexibility:

  • High limit of £500,000 works to property.

  • No stringent security measures required, as long as the property is secure.

  • Wider cover applies to renovated properties as soon as work starts, minimal cover until then.

  • Not just basic cover for FLEEA – fire, lightning, earthquake, explosion, aircraft.

  • Policy excesses of only £250.

  • Existing structure cover only.

FAQs

Get in touch

Whether you need a quote, have a general enquiry, want to register a claim, or talk it through over the phone, we're here to help.

Speak to us:  01603 216399
Marcus Pearson

Private Client Account Executive

Michelle Gant

Group Personal Lines Trainer