Financial Planning
Continuing challenges in the search for income
Recent cuts to NS&I interest rates have led to others following suit. What does this mean for your savings and are there any alternatives?
Stock market fireworks in November
Against all the odds, November saw an unexpected upturn in world stock-markets.
Can you afford to retire if you’re self-employed?
New research from the Institute of Fiscal Studies has revealed that five out of six self-employed people aren’t saving for retirement.
Are the worst of the UK dividend cuts over?
After two volatile quarters, a recent report on UK dividend payments suggests the worst of the cuts may be over.
Global dividends fall less than in the UK
The impact of the Covid-19 pandemic on corporate dividends has been dramatic in the UK. According to research published in July by Link Asset Services, total dividend payments from quoted companies fell by over half in the second quarter
Who pays Capital Gains Tax?
Do you know how many people pay CGT in the UK? HMRC has released some revealing research.
Investment trust or investment fund?
The debate about the relative benefits of investment trusts and investment funds could be coming back into focus; they each have their roles to play in portfolios, but current conditions may favour the latter.
Using your pension to invest in commercial property
Investing in commercial property can be beneficial if you’re a business owner, as you’ll have premises for your company plus regular payments into your pension.
Group Pensions | COVID 19
Government support for business throughout the COVID-19 crisis has been well documented but the implications of the virus on Group Pensions is unclear. We consider some of the more frequently asked questions.
How does the National Living Wage affect the state pension?
Increasing minimum earnings means a reduced cost for the government and increases their costs as an employer. But how will it impact the state pension?
Intestacy: what happens if I die and don’t have a will?
Intestacy rules for England and Wales have changed. It means a surviving spouse does not always inherit all of their partner’s estate.
Don’t wait for the Budget to start your tax year end planning
The Autumn Budget was originally due to be published in November 2019. It's delayed, but that doesn't mean you should wait to start your tax year-end planning.